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What is a HYIP? – A HYIP (High Yield Investment Program) is an online investment program that typically offers very high returns on the capital invested. The returns are so high — sometimes reaching 100% return on investment in just one day — that most of them are highly risky. Below are the best recommended Paying HYIP reviewed by our users.

TOP PAYING HYIP by User Reviews

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How a High-Yield Investment Program (HYIP) Works

HYIP investing is almost always the same as gambling. You are betting on chance, not on an asset or investment — despite typical claims of HYIP owners that money is actually invested in some asset.

If you insist on investing on HYIP’s, we’d like you to remember the following things which we ourselves have discovered when we tried venturing into the world of HYIP investing.

High Yield means High Risk.

Most people are aware only of the “High Yield” part of HYIPs, but as we all know, return is correlated with risk. Simply stated: the higher the return, the higher the possibility of loss. That means if you invest in HYIPs with the promise of uber-high returns, be aware that you can end up losing all the money you invested there.

Invest only what you can afford to lose.

Since you can lose everything in HYIP, do not ever, ever, ever (have we pointed that out clearly?) invest any amount you are not prepared to lose. In the same way that you won’t go to a casino to bet all your money, do not “gamble” in HYIPs with the money for your house rent, child’s allowance, or groceries.

HYIP investing is not for everyone. We DO NOT recommend it, especially to people who are unaware of the high risk it entails.

Are HYIPs Legit?

It’s tough to say if all HYIPs are real or fake, as they need to be taken on a case-by-case basis. It can be hard to differentiate between a legitimate HYIP and a clear scam. Putting your money into a high-yield investment is dangerous. Any money put into these programs should be money you are prepared to lose.

How Do I Find a Real and Paying HYIP?

With any investment, it’s important to do your own thorough research. Because of the increased risk of a HYIP, it’s even more vital. If you fail to do your due diligence on an investment, you could find yourself falling victim to a scam, or simply a poorly run program.

Find as much material as you can on a program before investing. It’s easy to set up a website that looks legitimate, with fake testimonials too. If you can’t find any independent information anywhere else, be extremely cautious about investing. Likewise, look out for red flags on the website. Poor spelling, inconsistent information, or anything that looks like it has been quickly and cheaply put together should be cause for concern.

Scam investments will often advertise extremely attractive returns, which are too good to be true. They hope the promise of a large, quick, risk-free return will pull the wool over peoples’ eyes, and encourage investment without proper research. Be very careful about these claims. If a scheme promises returns as large as 5%, 10% (or more) per day, it’s unlikely to be legitimate. A real program is realistic about the risks and potential returns. Anything legitimate will likely offer 1% daily returns at the most.

Often you’ll find people advertising HYIPs to cold leads, such as through cold emails or on social media. Those reaching out will claim they made high returns themselves, and insist you can do so as well. Anything like this should be a significant warning sign. Never take someone’s word easily, and conduct your own research before making a decision. If someone tries to deflect when you probe for more info, walk away.

HYIP Summary

As the old saying goes – if it sounds too good to be true, it is. Be careful of schemes which promise a large return in a short amount of time, as “get rich quick” offers will always contain a large degree of risk.

HYIPs should be treated similarly to ICOs, or anything else in crypto. It’s imperative to do your own research, and if you expect to double your money in a month, know you can lose it all just as quick.