2GETHER / 2GT

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About 2GETHER / 2GT

ICO Start

Unknown

ICO End

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2gether is developing the bank of the future, a future where; consumers take full ownership and control of the services they use, move beyond solely interacting with euros and dollars and fully embrace cryptocurrencies and digital assets, and augment their financial decisions through the use of exponential technologies like artificial intelligence, big data and blockchain. We are on a mission to change the way people interact with their finances. We are building a modern mutual organisation where everyone is an owner of their banking experience. Our team is based in one of the financial districts of Madrid. It consists of around 30 people and growing! Everything at 2gether happens in-house, starting from the development of our technology all the way to marketing


Token Info
Token 2GETHER / 2GT
Platform Ethereum
Type ERC20
Tokens for Sale 400,000,000
Investment Info
Accepting EUR, BTC, ETH
Price in ICO 1 2GT = 0.05 EUR
Distributed in ICO 17%
Raised Unknown

Timeline / Roadmap

Nov. 2016

Start of Blockchain development (Ethereum)

Mar. 2017

Start of AI & Machine Learning algorithms development

Jan. 2018

Electronic money institution and prepaid card

Feb. 2018

EUR & ETH management and payment

Sep. 2018

Purchase and sale of crypto via external exchange

Jan. 2019

Launch in Spain

Mar. 2019

European Launch & VFA Presale First VFA Token Sale

H2 2019

Bank accounts aggregation and PFM Individual IBAN and debit crd 2gether metallic card

H1 2020

Data monetization

H2 2020

Contextual marketplace launch Second VFA Token Sale New economy solutions (eg.Tokenization)

Team Members

Team Members
Ramón Ferraz
Chief Executive Officer
Team Members
Salvador Casquero
Founder/ Chief Business Development Officer
Team Members
Salvador Carrillo
Founder/ Chief Product Officer & Capital Strategy
Team Members
Alejandro Tobar
Chief Financial Officer
Team Members
Víctor Dertiano
Chief Technology Officer
Team Members
Luis Estrada
Founder/ Technology Senior Vice President
Team Members
Antonio García-Urgelés
Founding Partner
Team Members
Cyril Álvarez
Head of Blockchain & Trading
Team Members
Francisco Guerrero
Head of Big Data
Team Members
Saad Khalid
Big Data Engineer
Team Members
Adrián Fernández
Big Data Analyst
Team Members
Alvaro Estrada
UX/UI Design Director
Team Members
Daniel Jiménez
Head of UX/UI
Team Members
Mario García
UX/UI Designer
Team Members
Tania Román
Junior Web Developer
Team Members
Leandro Hernández
Senior iOS Developer
Team Members
Javier Álvarez
Senior Android Developer
Team Members
Daniel Alonso
Junior Android Developer
Team Members
Rafael Ríos
Head of Backend
Team Members
Álvaro Martín
Senior Consultant II
Team Members
Diego Fernández
Backend Developer
Team Members
Carlos Martin
Backend Developer
Team Members
Edgard Zelaya
System Architect
Team Members
Jaime Hernández
Senior Consultant
Team Members
Ángel Murillo
Backend Architect
Team Members
Marta Reiz
Product Owner
Team Members
Nuria Martínez
Head of People and Talent
Team Members
Rory Semple
Head of Marketing
Team Members
Vana Kassardjian
Digital Marketing Specialist
Team Members
Álvaro Bernabéu De Yeste
Business Analyst


2gether is not just a Challenger Bank a​ iming to displace incumbent banks, it is a collaborative banking platform that aims to dramatically improve the personal economies of customers.

We are building the financial platform that customers would build for themselves; where money goes beyond euros and dollars, exponential technologies, as further explained in this document, augment and simplify customers financial decisions and, most importantly, revenues are shared with customers based on each of their particular contributions.

2gether has been under development since September 2016. Its technology, including the microservices back-end architecture, big data, blockchain, and front-end modules, is already serving 2gether’s beta users, running on cloud infrastructure. 2gether’s European Beta was launched in January 2019, becoming available across 19 countries of the Eurozone in April 2019, to more than 300M citizens.

2gether’s collaborative model is built around its native token, the 2GT, which acts as unit of account for user contributions, store of value intrinsically linked to the platform’s transactional growth, and medium of exchange for 2gether’s stakeholders within its ecosystem. 2gether intends to issue the 2GT token as a Virtual Financial Asset (“VFA”) under the Virtual Financial Assets Act in Malta (a member state of the European Union), first nation to enact a regulatory framework for virtual assets that leverage distributed ledger technologies.

In order to meet 2gether’s business plan capital needs for the following 18 months, amounting to €20M, the Company intends to issue and distribute the 2GT Token by undertaking an Initial Virtual Financial Assets Offering (“IVFAO”) in accordance to the VFA Act, once it has satisfied all the applicable requirements prescribed by the VFA Act, including but not limited to the registration of the whitepaper with the MFSA.

2gether wants to reshape how customers deal with their financial needs, and that’s just the first step. Beyond banking, 2gether’s platform will transform the way customers deal with their retail, telecom or utility providers, it will change the current paradigms around data management and monetization, and will incorporate a world of opportunities to customers of all kinds.